Pakistan's broad money (M2) grew by 15.89 percent

By: Riffat Mughal 

KARACHI: Pakistan's broad money (M2) grew by 15.89 percent year on year (YoY) to Rs 917.961 billion during FY11 as against 12.46 percent YoY to Rs 640.015 billion in FY10, State Bank of Pakistan (SBP) provisional data revealed.

Monetary impact since July 1, 2011 till September 10, 2011 has seen a decline of 0.12 percent YoY or Rs 7.87 billion as compared to 0.08 percent YoY or Rs 4.616 billio, reported on September 10, 2010 by the central bank.

Broad money consist of currency in circulation, other deposits with SBP and total demand and time deposits (including Residents Foreign Currency Deposits (RFCDs) excluding inter-bank deposits, deposits of governments and foreign constituents).

According to the data, as on September 10, 2011, FY11 currency in circulation declined by 15.19 percent YoY to Rs 132.242 billion as compared with Rs 155.929 billion recorded on September 10, 2010. However, other deposits with SBP declined to Rs 0.472 billion during the first quarter of FY11-12 (1Q FY11-12) from Rs 0.797 billion in 1QFY10-11.

Net Foreign Assets (NFA) of the banking system surged by 375.67 percent YoY to Rs 235.108 billion in FY11 monetary policy impact on September 10, 2011 showed NFA increased by 25.54 percent YoY to Rs 38.767 billion.

On the other hand, Net Domestic Assets (NDA) of the banking system grew by 15.62 percent YoY to Rs 682.853 billion in FY11. The data on monetary policy impact on September 10, 2011 showed decline of 12.96 percent YoY to Rs 30.897 billion.

The rising Net government borrowings has fueled up the inflation as during FY11, it reached to Rs 579.571 billion, a surge of 42.53 percent YoY as compared to last year's Rs 406.636 billion. Monetary policy impact on September 10, 2011 showed increase of 13.95 percent YoY to Rs 222.412 billion.

Government borrowings from SBP has declined as govt. deposits shows a credit balance of Rs 7.991 billion in FY11 while in the previous year, their debtor/withdrawal from the system was Rs 44.005 billion,  which is a good sign. But, after leaving IMF and to cover for colossal damage due to floods and amid declining value of cotton - the linchpin of Pakistan's exports - this trend may reverse. 

However, as of September 10, 2011, it declined by 68.77 percent YoY to Rs 67.461 billion as compared with Rs 216.034 billion recorded on September 10, 2010.

Furthermore, government borrowings from Scheduled banks climbed by 108.83 percent to Rs 598.156 billion against Rs 286.433 billion in the corresponding year. This indicates that government shifted their stance and instead of borrowing money from SBP, it preferred to have loans from scheduled banks that transferred the burden on them. This not only reduced commercial banks ability to grant loans to other sectors specially corporate sectors which hinder their growth and directed towards poor GDP.

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